Loan Calculator
Calculate monthly loan payments and total interest.
About the Loan Calculator
Calculate monthly loan payments, total interest, and amortization schedule. Works for any fixed-rate loan.
Why client-side?
Every byte you paste, type, or upload here is processed entirely inside your browser. Nothing is sent to a server, logged, or stored. That means it's safe to use this tool on production secrets, customer data, internal logs, and any input you would not paste into a hosted SaaS formatter.
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Frequently Asked Questions
- How do I calculate my monthly loan payment?
- Enter the loan amount, annual interest rate, and loan term. The calculator shows your monthly payment, total interest paid, and total cost of the loan.
- What types of loans does this work for?
- This calculator works for any fixed-rate loan including personal loans, auto loans, student loans, and mortgages.
- How is loan interest calculated?
- The calculator uses the standard amortization formula where monthly payments are divided between principal and interest, with interest decreasing over time.