Loan Calculator
Calculate monthly loan payments and total interest.
About the Loan Calculator
Calculate monthly loan payments, total interest, and amortization schedule. Works for any fixed-rate loan.
Private by design
Everything you type here is processed inside your browser. Nothing is sent to a server, logged or stored, so it is safe to use with real numbers, drafts and anything you would not paste into a hosted tool.
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Questions people ask
How do I calculate my monthly loan payment?
Enter the loan amount, annual interest rate, and loan term. The calculator shows your monthly payment, total interest paid, and total cost of the loan.
What types of loans does this work for?
This calculator works for any fixed-rate loan including personal loans, auto loans, student loans, and mortgages.
How is loan interest calculated?
The calculator uses the standard amortization formula where monthly payments are divided between principal and interest, with interest decreasing over time.